Hello and welcome to another episode of the Placemaking Podcast!

I am excited to share this conversation with all of you. This week, I have Tony Holzbach on the show. Tony is a great friend of mine and Assistant Vice President of Commercial Real Estate Lending at Frost Bank here in Fort Worth, Texas. He has been successfully managing a commercial real estate portfolio and assists team members as the primary underwriter for all product types with experience underwriting office, retail, medical office, hospitality, multifamily, NNN Build-to-suit, and single family home builders. His insight into managing successful portfolios comes from an understanding in hard work and an enjoyment in discovering solutions to complex problems.

The bank he works with, Frost Bank, is a regional bank located here in Texas. The bank was established in 1868. With a value-based approach to running the bank, the leadership has been able to weather the Great Depression and the Great Recession. They offer their customers a full range of banking, investment and insurance products to help them better manage their money, grow their wealth and protect their assets. They believe their disciplined relationship approach is what has allowed them to stand the test of time.

In this episode, we are going to go behind the scenes of a typical commercial lending application for a real estate development project from the eyes of a banker. We will discuss the different loan types that are common when looking to fund your next project. Also, what types of things commercial loan officers are looking for when reviewing your proforma.

As always, if you have enjoyed the show, please subscribe to the show and share with your friends. There will be more exciting conversations on the shows to come.

So without further ado, let’s start the show!

To learn more about Frost Bank, click the link below!